529 Annual Contribution Limits 2024. One of the many benefits of 529 plans is there is no federal limit on the amount you can contribute. Beginning in 2024, the custodian of a 529 plan will have the opportunity to take funds in the account and move them to a roth ira for the 529 beneficiary without triggering extra.
529 plans for each state have their own contribution limits. As of january 1, 2024, when you discover you have extra money in your childโs 529 plan, there is a fourth option to select from.